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Who We Are

Founded in 1997 by Noberto N. Pinheiro, we carry on the tradition of a family that has been present in the financial market since 1939. We have been a publicly traded institution since 2007, being the first medium-sized bank listed on the B3 (Brazilian Stock Exchange).

With over 25 years of experience, we combine in our essence solidity, tradition, and specialization in credit management and origination. Our business model is based on long-term relationships, robust governance, and diversification, which allows us to offer complete and efficient solutions to our clients and partners.

Our Business Pillars

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Strength & Tradition

Our robustness enables us to navigate the present while creating the necessary conditions to face the future confidently.

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Hyper-customization

Dedicated to delivering the best tailor-made solutions for our clients.

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Excellence

Our commitment to excellence is demonstrated through agility, close relationships, and transparency with our clients and shareholders.

Our Story

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1997

Noberto Pinheiro establishes Banco Pine.

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2007

First medium-sized bank to go public - IPO.

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2012

Capital increase of BRL 94 million through share subscription with DEG.

Level 2 Governance at B3.

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2013

Capital increase of BRL 27 million through share subscription with Proparco.

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2017

Beginning of digitalization process. Launch of Pine Online.

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2022

Capital allocation, operational efficiency, and strategic repositioning with the resumption of digital collateralized retail segment.

Investments in fintechs focused on collateralized retail (Byx e Amigoz).

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2023

Continued Focus on risk and revenue diversification.

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2025

New regulations and started operations in the private payroll loan market.

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2026

Divestment from fintech Byx and the increase of a 88% stake in Amigoz.

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Purpose

To be an agile business bank capable of developing profitable, long-term relationships with our clients.

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Strategy

With the client at the center of everything we do, we prioritize business diversification, efficient capital allocation, and excellence in governance and risk management to deliver sustainable results and recurring outcomes.

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Culture

Our culture is built around a united and experienced team. We are hands on, promote transparent teamwork, and recognize every employee's efforts, aiming for the best outcomes for our clients and investors.

Invested Companies

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Where We Are

A Brazilian bank with a nationwide presence and a branch in Cayman, we operate in:

    • São Paulo

    • Campinas and the interior of São Paulo

    • São José do Rio Preto

    • Sorocaba

    • Rio de Janeiro

    • Belo Horizonte

    • Uberlândia

    • Curitiba

    • Goiânia

    • Porto Alegre

    • Recife

    • Salvador

    • Western Bahia

  • São Paulo

    Av. Presidente Juscelino Kubitschek, 1830, Torre 4 – 6º Andar

    São Paulo - Brasil - 04543-900

    Phone

    0800 942 1702

    Campinas and the interior of São Paulo

    Av. Dr. José Bonifácio Coutinho Nogueira, 150
- 5º andar - Salas: 507 e 509 

    Campinas - Brasil - 13091-611

    Phone

    0800 942 1702