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                                                  • CVM Contact

                                                Av. Pres. Juscelino Kubitschek, 1830 - Tower 4, 6th floor - Itaim Bibi, São Paulo - SP, 04543-900 | CNPJ 62.144.175/0001-20

                                                Copyright © 2026 Banco Pine - All rights reserved

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                                                Payroll Loans

                                                A type of personal loan designed for INSS retirees and pensioners, or for public servants affiliated with Pine, with loan installments deducted directly from their INSS benefit or payroll.

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                                                Payroll-Deducted
                                                Loan for Workers

                                                Payroll-deducted credit for employees is a financial solution designed for staff at private-sector companies. 

                                                With installments deducted directly from the employee's paycheck, this product offers competitive interest rates and flexible repayment terms.

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                                                INSS Payroll-Deducted Loan

                                                Personal loan designed for INSS retirees or pensioners, with installments deducted directly from their INSS benefit.

                                                Who is eligible to apply?

                                                Retirees and pensioners who receive an INSS benefit and have available "payroll-deductible" credit capacity (*margem consignável*).

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                                                Payroll-Deducted Loans for Public Servants

                                                Personal credit with direct payroll deduction. This is a loan for those who need quick access to funds, featuring lower interest rates and repayment terms tailored to your needs.

                                                Who is eligible to apply?

                                                Municipal, state, and federal public employees.
                                                 

                                                Why Choose Us?

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                                                Lower rates compared to other credit lines.

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                                                Installment deductions are made directly from your paycheck.

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                                                Loan installment debits are made annually, directly from your FGTS accounts, in your birth month.

                                                Payroll Sector Services

                                                Loans

                                                Phone

                                                0800 772 5283

                                                Cards

                                                Phone

                                                0800 772 5271

                                                Talk to Our Experts

                                                Rely on the strength of our bank to create tailor-made financial solutions for your needs.

                                                Contact Us
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