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Commercial Note

A private debt instrument for raising capital, which can be used to finance your company's operations.

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How Does It Work?

Credit is released in a single transfer directly to the client's checking account, following the establishment of the operation's terms: amount, duration, payment flow, and guarantees. The operation may be subject to fixed or floating rates.

Why Choose It?

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IOF (Tax on Financial Operations) exemption.

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Amortization plan and term tailored to your company's needs.

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Quick credit availability.

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Streamlined bookkeeping and registration process.

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One-time fixed cost for bookkeeping and registration, charged at the time of disbursement to the client.

Other Credit Products

Working Capital Loans

A credit line design to meet your company’s cash flow needs, such as negotiating with suppliers, increasing inventory, paying taxes, and covering unexpected expenses.

NCE/CCE (Export Credit Notes/Certificates)

The Export Credit Note (NCE) and Export Credit Certificate (CCE) are IOF-exempt financing options tailored for exporting companies or those involved in the export production chain.

Business Overdraft

A credit line made available to handle your company’s unexpected cash flow needs.