Capital Markets
We provide customized solutions for raising funds in the capital markets, focusing on collateralized credit structures.
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Agribusiness Receivables Certificate (CRA)
The CRA is a fixed-income security representing an agribusiness company or institution's debt to an investor. It is backed by agribusiness receivables, such as loans to rural producers, contracts for the sale of agricultural commodities, and other assets related to the agricultural sector.
Issued by securitization companies, CRAs offer income tax exemption for individual investors.
Real Estate Receivables Certificate (CRI)
The CRI is a fixed-income security representing a real estate company or institution's debt to an investor. It is backed by real estate receivables, like mortgage loans, rental contracts, and other assets related to the real estate sector.
Issued by securitization companies, CRIs offer income tax exemption for individual investors.
Debentures and Commercial Notes
These are debt securities issued by companies looking to raise funds. Beyond the financial solidity of the issuers, these titles can be backed by guarantees such as real estate, credit rights, among others.
Debentures and Commercial Notes can be issued by companies across various sectors, including industrial, commercial, services, and financial.
One type of credit is the Incentivized Debenture, aimed at financing infrastructure projects or research, development, and innovation deemed priorities by the Federal Government. Incentivized Debentures offer an income tax exemption for individual investors.
Financial Advisory
Banco Pine has a specialized and experienced team to advise clients on a variety of operations.
Our goal is to assist our partners in strategic decision-making and in raising funds from markets with customized solutions tailored to each business's objectives.
How We Assist Your Company:
- Asset intermediation: buying and selling financial assets such as stocks, debt securities, and derivatives.
- Identification and development of financial structures for fundraising: we identify and develop appropriate financial structures for fundraising such as funds, debentures, and commercial notes.
- Development of strategic partnerships: we identify and develop strategic partnerships that can generate financial benefits.
Why Hire Us?
Access to the Capital Markets.
Longer-term debt structures than traditional debt instruments.
Impact on the issuance rate in cases of securities with income tax exemption for individual investors, such as CRA, CRI, or Incentivized Debentures.
IOF (Tax on Financial Operations) exemption.
Talk to Our Experts
Rely on the strength of our bank to create tailor-made financial solutions for your needs. We are your partner in expanding and healthily growing your business.